Marta Borkowska

Effective Capital Protection in Practice

Marta joined Vistula Risk Solutions in November 2019. Previously, she worked for 4 years in a boutique advisory firm, where she pulled local transport companies out of payment bottlenecks. Her work involves hard calculation. She does not play with development visions when there is a lack of funds for ZUS or salaries for 12 employees on the account. She focuses on what needs to be paid tomorrow and what can wait 14 days without the risk of contract termination.

In the last year, Marta finalized 31 arrangement processes. One of them concerned a production company from near Grójec, which had 17 creditors and the specter of a bailiff on the machines. Marta negotiated a 24% reduction in penalty interest there, allowing the company to breathe. Facts, not forecasts – that is her daily work method. She doesn't promise miracles but shows exactly in Excel where the money is leaking. We act fast because time is capital, especially when payment deadlines passed 3 weeks ago.

She specializes in talks with restructuring departments in the 5 largest commercial banks in Poland. She knows exactly which arguments resonate with risk analysts and which are a waste of time. We save liquidity, not paper. If a given document does not help stop execution, Marta considers it unnecessary dead weight. She usually responds to client inquiries within 3 hours because she knows that in her industry, nerves are a bad advisor.

A small explanation: Marta is the person in our office who first finds an error in a 200-row table. She has almost mechanical precision for it. She can be ruthless towards unjustified expenses, but thanks to this, her clients sleep more peacefully.

Currently, she manages 14 ongoing processes for entities from the construction and logistics industries. She creates every asset protection plan from scratch after analyzing statements from the last 4 months. She does not use ready templates because every budget hole has a different cause. If you need concrete calculations instead of general advice, Marta will prepare a preliminary rescue plan in 3 business days. Book a 20-minute preliminary talk to check what can be done in your situation.