Express Hazard Assessment
Within 24 hours, we check your company for the risk of liquidity loss and sanctions. You receive a specific list of weak points and instructions on what to fix first. We focus on bank data, supplier contracts, and current regulations. This is not a general report, but a rescue plan.
How do we act in crisis situations?
Analyzing 18 items from a bank statement usually takes us less than 2 hours. We start by verifying the balance on VAT accounts, as many companies unknowingly freeze funds there that they could use to pay current ZUS contributions or income tax. In March 2024, we helped one wholesaler near Warsaw unblock 14,200 PLN in just 4 business days. We check if your outgoing transfers are blocked by banks due to imprecise transaction descriptions or errors in the white list of taxpayers.
Our team of 4 analysts in the office at Al. Jerozolimskie reviews your most important liabilities. We look for hidden provisions in contracts about contractual penalties that can ruin your budget in one quarter. Facts, not forecasts – that is our principle. If we see that a 14-day payment term is unrealistic with your current margins, we say it directly. Often, changing 3 sentences in a contract with a main supplier is enough to regain peace of mind for the next 6 months.
Counterparty and Sanctions Verification
Since April 2024, regulations regarding sanctions have already changed 3 times. We check your 12 largest recipients for capital links and public warning lists. Thanks to this, you avoid fines that can reach up to 800,000 PLN. Most entrepreneurs find out about problems only during a tax audit when it's already too late to react. We catch these warning signals before the office blocks your company account.
We save liquidity, not paper. Instead of a bulky 50-page document that ends up in a drawer, we deliver a specific list of 7 steps to take. This may be a proposal to change the bank servicing the working capital loan or renegotiating the rate for renting a 340 m2 warehouse. We focus on things that realistically leave more cash in your company's till. We act fast because time is capital and we know that in business every hour of delay counts.
The entire assessment process closes in one day. If you send us a turnover summary and scans of key documents by 10:00 AM, you will receive the result next business day at 9:30 AM. We don't beat around the bush – if your financial situation is risky, you will be the first to know. Sometimes, we honestly advise against new investments because the hard data from the balance sheet does not lie. (Heads-up: the audit does not include tax advisory; we focus exclusively on operational risk).